Get Paid to Shop: 17 Ways to Make Extra Money

Imagine getting paid to shop, sounds like a dream, right? Whether you’re an avid shopper or someone looking for creative ways to earn extra income, there are plenty of opportunities to turn your shopping habits into a side hustle. Some options involve physically heading to stores, such as delivering groceries, mystery shopping, or becoming a personal shopper. Others, which might quickly become your favorites, reward you for buying things you already need. Think cash-back credit cards, receipt-scanning apps, or store coupons and loyalty programs.

Curious about how you can start earning while you shop? Let’s explore into some of the most popular and effective ways, starting with delivery apps. These apps are a great option if you’re comfortable navigating crowded stores or delivering orders within a set timeframe. Here are some top platforms and methods to consider:

1. Shipt

Shipt is a Target-owned grocery delivery service that allows you to shop and deliver orders for stores like CVS, Walgreens, Petsmart, Sephora, and Target. To sign up, you’ll need to meet a few requirements: be at least 18 years old, have a valid U.S. driver’s license and car insurance, and be able to lift 50 pounds. Once approved, you can start earning a base pay per order plus tips. Just keep in mind that you’ll cover your own gas and data costs.

Shipt pays out via Stripe daily or through weekly direct deposits. This flexibility makes it a great choice if you’re looking for quick payouts.

2. Instacart

Instacart has revolutionized grocery delivery, offering shoppers the chance to earn in over 14,000 cities across North America. You’ll need a smartphone, a vehicle, and the ability to lift up to 40 pounds to get started. Once you complete deliveries, you can access your earnings within two hours or opt for weekly direct deposits.

Whether you’re picking up orders from big stores like Costco or small local businesses, Instacart’s flexibility and reach make it an appealing choice for many shoppers.

3. Walmart Spark

Walmart Spark is Walmart’s own delivery service, and it’s designed for those who don’t mind a bit of heavy lifting. To join, you’ll need to complete an application, pass background checks, and meet basic requirements like valid car insurance.

Your earnings are calculated based on order size, distance, and any extras, such as delivering to apartments or handling bulky items. Payments are made via direct deposit or through digital wallets, though some methods may include transaction fees.

If you want to stretch your budget and make every dollar work harder, consider using the right rewards credit card and taking on mystery shopping tasks. Both methods allow you to earn extra cash or perks for things you’re already doing, whether it’s spending on everyday purchases or shopping at your favorite stores.

4. Credit Card

Imagine earning money back every time you swipe your credit card. Rewards credit cards make this possible by offering cash back, points, or travel rewards on your purchases. Whether it’s a few cents back on groceries or a free hotel stay from accumulated points, the right card can supplement your budget in meaningful ways.

Start by choosing a card that aligns with your spending habits. The key is to spend responsibly. Avoid the temptation to overspend just to earn rewards, and always pay your balance in full to sidestep high interest rates. By staying disciplined and strategic, you can maximize your rewards and achieve savings that can fund anything from a rainy-day fund to your next vacation.

5. Mystery Shopping

If you enjoy shopping and have an eye for detail, mystery shopping could be an exciting way to earn extra money. As a mystery shopper, you evaluate stores, restaurants, or services by completing tasks like shopping, dining, or observing customer service. Legitimate platforms like Field Agent and Intellishop connect you with these opportunities.

With Field Agent, you can take on tasks like store audits, surveys, or product reviews directly from your phone. Payments are processed quickly, and you can cash out via direct deposit within 24 hours. On the other hand, Intellishop offers opportunities for more in-depth evaluations, with payments made monthly through PayPal.

Be cautious and research platforms before signing up, as scams are prevalent in this space. Stick to reputable apps and websites to ensure your efforts are rewarded.

By using a combination of rewards credit cards and mystery shopping, you can make the most of your everyday spending while earning extra income. These small adjustments to your routine can lead to big savings over time, helping you meet your financial goals faster.

6. Personal Shopper

Imagine getting paid to shop while helping others tick off their to-do lists—sounds like a dream, right? As a personal shopper, you can turn your love for shopping into a lucrative side hustle or even a full-time gig. Online platforms make it easier than ever to connect with clients, handle logistics, and get paid without worrying about the administrative hassles. Let’s dive into some of the best ways you can start your journey as a personal shopper.

6 (A) Use Care.com to Find Shopping Gigs

Care.com isn’t just for babysitters or pet sitters—it’s a versatile platform where you can offer your services as a personal shopper. Whether it’s running errands or curating groceries for someone in need, Care.com connects you with clients looking for help. To get started, you’ll need to pass a background check. Once approved, you can set your rates and browse available jobs. Payments are processed through Stripe, or you might get paid directly by clients, depending on the arrangement. Keep in mind that Care.com charges a service fee and usually takes 1-3 business days to release your earnings.

6. (B) Become a TaskRabbit “Tasker”

TaskRabbit is another fantastic platform where you can offer personal shopping or errand-running services. Unlike other platforms, TaskRabbit lets you keep 100% of what you earn. After paying a one-time $25 registration fee and passing a background check, you can start setting your rates and choosing tasks that fit your schedule. Payments are handled through Stripe and typically clear within a few days. It’s an excellent option if you prefer flexibility and want to be your own boss.

6 (C) Advertise Locally for Personalized Opportunities

If you prefer a more hands-on, local approach, consider advertising your services on local job boards or community forums. Draft a clear contract that outlines your rates, reimbursement expectations, and the types of tasks you’re willing to take on. Transparency about your preferred payment method and travel limits will ensure smoother interactions with clients. Just remember to vet potential clients carefully for safety.

7. Receipt Scanning

You can still make money by using receipt-scanning apps that reward you for your own purchases. Apps like Fetch, Receipt Hog, and Ibotta turn your everyday shopping into a source of extra income.

7 (A) Fetch

Upload receipts to earn points, which you can redeem for gift cards to places like Amazon and Target. Every receipt earns at least 25 points, and rewards start at just 3,000 points.

7 (B) Receipt Hog

Similar to Fetch, Receipt Hog lets you earn coins for uploading receipts, completing surveys, and spinning a digital slot wheel. Coins can be cashed out as Visa gift cards, Amazon credits, or PayPal transfers.

7 (C) Ibotta

Browse offers in the app, shop for the listed items, and upload your receipt for cash back. Once you hit $20, you can transfer your earnings to a bank account, PayPal, or exchange them for gift cards to popular retailers.

8. Cash-Back Browser Extensions

Installing a cash-back browser extension is one of the easiest ways to earn while you shop. Once installed, these extensions do the heavy lifting, automatically applying coupon codes, comparing prices, and tracking rewards. Imagine saving money on every purchase without changing your routine. Those savings can even fund gifts for holidays or special occasions.

8 (A) Capital One Shopping

This extension searches for the best deals while you shop online. It not only applies available coupon codes but also compares prices across retailers to ensure you’re getting the best value. Plus, every purchase earns you rewards that can be redeemed for gift cards at stores like Walmart or eBay. Rewards may take a few days to appear, and travel-related rewards could take longer, but the savings add up.

8 (B) Rakuten

With Rakuten, you start shopping from its website, mobile app, or browser extension. Once your purchase is confirmed, the cash-back rewards are added to your account. Redeeming is straightforward—you can opt for a check in the mail or a PayPal deposit. Payments are processed quarterly, so it’s like receiving a little bonus every few months.

8 (C) PayPal Honey

Known for its speed and simplicity, PayPal Honey scans over 30,000 sites for coupon codes and price comparisons. Shopping through Honey earns you PayPal Rewards, which can be converted into gift cards or cash via PayPal. Just 1,000 points get you a $10 gift card, making every shopping trip a chance to save.

9. Loyalty Programs

Many retailers offer loyalty programs that reward you with store-specific perks like discounts, gift cards, and coupons. These programs are especially handy for groceries or personal care items, allowing you to redirect your savings into more important goals like an emergency fund.

9 (A) Target Circle

This free program offers exclusive discounts, birthday rewards, and free shipping perks. Deals apply automatically at checkout, making your shopping trips more efficient and rewarding.

9 (B) CVS ExtraCare Rewards

Earn 2% back in ExtraBucks Rewards on qualifying purchases, plus a $3 birthday bonus. Rewards can be used in-store or online, and you can even earn up to $50 in ExtraBucks for pharmacy-related activities.

9 (C) Kohl’s Rewards

With Kohl’s Cash, you’ll earn $10 for every $50 spent during promotional periods. Redeem these rewards during designated times for back-to-school shopping, holiday gifts, or everyday essentials.