Welcome to my “70 Apps for Frugal Living: Your Ultimate Guide to Saving Money” post. In this post, I would like to share you list of frugal living apps that may help you along your frugal living journey.
In a world where expenses seem to be constantly on the rise, finding ways to cut costs and live a more frugal life has never been more important. If you’re a mom, you might have to search for frugal living tips and ways to save money frugal living mom. Luckily, technology is here to help!
There are numerous apps available that can assist you in your journey towards frugal living. From budgeting and saving to finding the best deals and managing your investments, these apps cover every aspect of your financial life.
In this blog post, we’ll explore 70+ top apps for frugal living that will help you keep more money in your wallet while still enjoying life to the fullest.
Budgeting and Expense Tracking Apps
Mint is a free budgeting app that allows you to track your expenses, set financial goals, and receive personalized savings tips. By linking your bank accounts and credit cards, Mint provides a comprehensive overview of your financial situation, making it easier to identify areas where you can cut costs and save money.
2. YNAB (You Need a Budget)
YNAB is a powerful budgeting app that follows a zero-based budgeting system. It helps you assign every dollar a job, ensuring that you are making the most of your money. YNAB’s goal is to help you break the paycheck-to-paycheck cycle and take control of your finances.
This app helps you track and categorize your expenses while setting spending limits for different categories.
Wally is a simple and intuitive expense-tracking app with a focus on user privacy.
Goodbudget is a digital envelope budgeting system that allows you to allocate funds to different categories and stay on top of your spending. It’s perfect for those who prefer the envelope budgeting method but want the convenience of a digital tool.
This app allows you to visualize your financial data with colorful graphs and charts, making it easier to see where your money is going.
Developed by Dave Ramsey, EveryDollar provides a zero-based budgeting approach to help you take control of your money.
Expensify is a great app for business and personal expense tracking with features like automatic receipt scanning.
Ideal for roommates and friends sharing expenses, Splitwise simplifies tracking who owes what to whom.
Never miss a payment with BillTracker, an app that sends you reminders for upcoming bills and due dates.
Coupon and Discount Apps
Honey is a browser extension that finds and applies the best coupon codes and discounts when you shop online. It works with numerous online retailers, making it easy to save money on everything from clothing to electronics.
2. Rakuten (formerly Ebates)
Rakuten offers cashback and discounts on online shopping. When you shop through their app, you can earn a percentage of your purchase back in cash. Over time, these cashback rewards can add up significantly.
RetailMeNot is a mobile app that offers discounts and deals for both online and in-store shopping. It’s a fantastic resource for finding the best deals on clothing, electronics, and dining.
This app aggregates local store flyers and coupons to help you find the best deals in your area.
Ibotta is a cashback app that lets you earn money by scanning your receipts after shopping for groceries, clothing, and more. It’s a great way to save on everyday purchases.
6. Coupon Sherpa
Access a vast database of in-store and online coupons for your favorite retailers.
7. Checkout 51
Checkout 51 offers cashback on groceries and household items. Simply browse the app for weekly offers, upload your receipt after shopping, and earn cashback on eligible items.
Groupon offers deals on a wide range of services and products, from dining to travel.
Join a community of deal hunters to discover and share the best discounts and savings.
Shopkick rewards you for shopping both online and in-store, and you can redeem points for gift cards.
Meal Planning and Grocery Shopping Apps
Plan your meals with Mealime and create shopping lists based on your dietary preferences.
2. Out of Milk
Out of Milk helps you create, manage, and share shopping lists with family and friends.
3. Grocery Pal
Find the best deals at your local grocery stores and create shopping lists with Grocery Pal.
Apart from coupons, Flipp helps you create shopping lists and compare prices at nearby stores.
BigOven offers thousands of recipes, meal planning, and a shared grocery list feature.
Discover recipes and generate shopping lists based on your dietary restrictions.
7. Paprika Recipe Manager
Save and organize recipes, create meal plans, and generate shopping lists.
A shared shopping list app that allows multiple family members to collaborate on lists.
A versatile list app that caters to shopping lists, to-do lists, and recipe collections.
Connect with a global community of home cooks and discover new recipes.
Investment and Personal Finance Apps
A commission-free stock trading app that makes investing accessible.
Acorns is a micro-investing app that rounds up your everyday purchases to the nearest dollar and invests the spare change. Over time, these small investments can grow into a significant nest egg, helping you save for the future without even noticing.
Stash makes investing simple by offering fractional shares and personalized portfolios.
A robo-advisor that manages your investments based on your financial goals.
5. Personal Capital
Personal Capital is a free financial dashboard that tracks your net worth, investments, and retirement goals. It’s perfect for those looking to gain a deeper understanding of their financial situation and plan for the future.
Buy and gift stock in the form of e-gift cards, making investing a unique experience.
Invest in real estate with Fundrise and diversify your portfolio.
8. M1 Finance
Create your own investment portfolio and automate your investments.
SoFi offers a range of financial services, from loans to investment options.
10. Ally Invest
A comprehensive investment platform offering stocks, bonds, and options trading.
Utilities and Money-Saving Apps
GasBuddy helps you find the cheapest gas prices in your area. If you’re a frequent driver, this app can save you a substantial amount of money on fuel.
Truebill helps you identify and cancel unused subscriptions to save money.
Trim is a personal finance app that analyzes your spending habits and helps you find areas where you can cut costs. It can negotiate lower bills on your behalf and even help you cancel unused subscriptions.
Get refunds on your online purchases if prices drop after you buy.
Track Amazon product prices and get notified when they drop.
BillCutterz negotiates lower bills for your cable, internet, and other services.
Unsubscribe from unwanted email subscriptions and declutter your inbox.
Save money on your daily commute by using Waze to find the fastest and cheapest routes.
Print your photos for free and only pay for shipping.
Securely manage your passwords and financial information to protect your online accounts.
11. Gas Guru
Gas Guru helps you find the lowest gas prices in your area, ensuring that you never overpay for fuel. It’s particularly useful for those who travel frequently or have a long commute.
ShopSavvy is a barcode scanning app that lets you compare prices on products in-store and online. This app is a must-have for anyone who wants to make sure they’re getting the best deal on their purchases.
Slice is an app that helps you track your online purchases, keep an eye on deliveries, and find the best deals and price drops on items you’ve bought. It’s a great way to ensure that you’re not overspending on your online shopping.
Groupon is a well-known app that offers deals and discounts on a wide range of services, including dining, travel, and entertainment. You can find significant savings on activities and experiences in your local area.
Decluttr is the perfect app for frugal living if you want to declutter your home and make some extra money in the process. It allows you to sell your old electronics, CDs, DVDs, and books for cash.
Honeygain is a unique app that allows you to earn money by sharing your internet connection with their network. While it won’t make you rich, it’s a passive way to make some extra cash.
Digit is an automatic savings app that analyzes your spending habits and transfers small amounts of money to your savings account. It’s an effortless way to build your savings over time.
Education and Learning Apps
1. Khan Academy
Access a vast library of free educational resources and courses.
Learn a new language for free with this interactive app.
Access online courses from top universities at a fraction of the cost.
Find affordable courses on a wide range of subjects.
Listen to free audiobooks from the public domain.
Entertainment and Leisure Apps
Borrow e-books and audiobooks from your local library for free.
Stream a diverse collection of films for free with a library card.
Discover local events and social groups to enjoy free or low-cost activities.
Find and attend events, many of which are free or inexpensive.
Buy, sell, or trade goods and services in your local community.
Final Thought: 70 Apps for Frugal Living
If you’re looking for apps for frugal living for yourself or if you’re looking for frugal frugal living tips ways to save money frugal living mom. These 70+ apps offer a wealth of resources to help you live a frugal and financially responsible lifestyle. Whether you’re looking to cut costs on groceries, utilities, or entertainment, there’s an app to assist you in your journey toward a more budget-conscious life.
Take the time to explore and integrate these apps into your daily routine, and you’ll be well on your way to achieving your financial goals while enjoying life to the fullest.
Remember that the key to successful frugal living is not just about saving money but also about making smarter, more sustainable choices. Frugal living doesn’t mean sacrificing; it means making smarter financial choices, and these apps are your ticket to a more financially secure future. With the right tools at your disposal, frugal living can be both enjoyable and rewarding. Happy saving!
Additionally, you can get stretching a buck frugal living lifestyle tips recipes DIY projects coupons and more.